{"id":2840,"date":"2026-11-07T14:58:48","date_gmt":"2026-11-07T14:58:48","guid":{"rendered":"https:\/\/accidentdoctorsaz.com\/?p=2840"},"modified":"2026-11-07T15:04:39","modified_gmt":"2026-11-07T15:04:39","slug":"arizona-workers-comp-statistics","status":"publish","type":"post","link":"https:\/\/accidentdoctorsaz.com\/es\/legal\/arizona-workers-comp-statistics\/","title":{"rendered":"Arizona Workers&#8217; Comp by the Numbers: Claims, Hearings, Delays and What a Claim Pays"},"content":{"rendered":"\n<style>\n\/* Reset & Base *\/\n*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n:root {\n  --color-primary: #1A3B6B;\n  --color-primary-light: #DBEAFE;\n  --color-accent: #F59E0B;\n  --color-accent-light: #FEF3C7;\n  --color-success: #10B981;\n  --color-danger: #EF4444;\n  --color-bg: #FFFFFF;\n  --color-surface: #F8FAFC;\n  --color-text: #000000;\n  --color-text-light: #64748B;\n  --color-border: #E2E8F0;\n  --font-body: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", Arial, sans-serif;\n  --font-mono: \"SF Mono\", \"Cascadia Code\", \"Fira Code\", monospace;\n  --max-width: 820px;\n  --spacing-xs: 0.25rem;\n  --spacing-sm: 0.5rem;\n  --spacing-md: 1rem;\n  --spacing-lg: 1.5rem;\n  --spacing-xl: 2rem;\n  --spacing-2xl: 3rem;\n  --radius: 8px;\n  --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);\n  --shadow-md: 0 4px 6px rgba(0,0,0,0.07);\n  --shadow-lg: 0 10px 15px rgba(0,0,0,0.1);\n}\nbody {\n  font-family: var(--font-body);\n  font-size: 1.0625rem;\n  line-height: 1.7;\n  color: var(--color-text);\n  background: var(--color-bg);\n  -webkit-font-smoothing: antialiased;\n}\n.asset-article {\n  max-width: var(--max-width);\n  margin: 0 auto;\n  padding: var(--spacing-xl) var(--spacing-md);\n}\n\/* Typography. 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}\n.metric-table .value { font-family: var(--font-mono); font-weight: 700; color: var(--color-primary); }\n.metric-table .source { color: var(--color-text-light); font-size: 0.85rem; }\n.bar-chart { margin: var(--spacing-lg) 0; padding: var(--spacing-lg); background: var(--color-surface); border-radius: var(--radius); }\n.bar-chart-title { font-size: 0.8rem; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; color: var(--color-text-light); margin-bottom: var(--spacing-md); }\n.bar-row { display: flex; align-items: center; margin-bottom: 0.75rem; }\n.bar-label { width: 160px; font-size: 0.9rem; font-weight: 500; text-align: right; padding-right: 1rem; flex-shrink: 0; }\n.bar-track { flex: 1; height: 32px; background: #E2E8F0; border-radius: 4px; overflow: hidden; }\n.bar-fill { height: 100%; border-radius: 4px; display: flex; align-items: center; padding-left: 12px; font-size: 0.85rem; font-weight: 600; color: white; font-family: var(--font-mono); }\n@media (max-width: 768px) { .bar-label { width: 100px; font-size: 0.8rem; } }\n.section-badge { display: inline-flex; align-items: center; justify-content: center; width: 32px; height: 32px; background: var(--color-primary); color: white; border-radius: 50%; font-weight: 700; font-size: 0.9rem; margin-right: 0.5rem; vertical-align: middle; }\n.interactive-widget{overflow-x:auto;-webkit-overflow-scrolling:touch}\n.interactive-widget table{min-width:0}\n.explorer-controls{display:flex;gap:.5rem;flex-wrap:wrap;align-items:center;margin-bottom:.75rem}\n.explorer-controls input,.explorer-controls select{padding:.5rem .6rem;border:1px solid var(--color-border,#E2E8F0);border-radius:6px;font:inherit;max-width:100%}\n.explorer-count{color:var(--color-text-light,#6B7280);font-size:.85rem}\n.contested-note{color:var(--color-text-light,#6B7280);font-size:.85em}\n@media (max-width:600px){.interactive-widget table{font-size:14px}}\n.image-slot{margin:2rem 0;padding:1.25rem;border:2px dashed var(--color-border,#cbd5e1);border-radius:8px;text-align:center;color:var(--color-text-light,#6B7280);font-size:.9rem}\n<\/style>\n<article class=\"asset-article\">\n<div class=\"hero-stat\"><div class=\"hero-stat-number\">9.2<\/div><div class=\"hero-stat-context\">Arizona held 9.2 workers&#8217; comp hearings for every 100 claims filed in fiscal year 2023, up from 5.4 in fiscal year 2019, even as claims fell by a third.<\/div><cite class=\"hero-stat-source\">Source: <a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report (calculated from claims filed and hearings held)<\/a> (2023)<\/cite><\/div>\n<div class=\"key-takeaways\"><h2>KEY TAKEAWAYS<\/h2><ul><li><span class=\"mono-value\">62,803<\/span> Workers&#8217; comp claims filed in Arizona in fiscal year 2023, down 33% from 93,700 in fiscal year 2019. <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report, 2023<\/a>)<\/span><\/li><li><span class=\"mono-value\">5,787<\/span> Hearings held by the Industrial Commission&#8217;s judges in fiscal year 2023, up 13% from 5,101 in fiscal year 2019. <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report, 2023<\/a>)<\/span><\/li><li><span class=\"mono-value\">182<\/span> Workers&#8217; comp judge cases from fiscal year 2025 that went past the 30-day legal deadline for a decision. <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106 (August 2026), 2025<\/a>)<\/span><\/li><li><span class=\"mono-value\">12<\/span> Straight years of workers&#8217; comp insurance rate cuts in Arizona, including a 6.7% cut effective January 1, 2026. <span class=\"inline-source\">(<a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI, 2026<\/a>)<\/span><\/li><li><span class=\"mono-value\">$4,087.33<\/span> Most a worker can receive per month for temporary total disability in 2026 (two thirds of the $6,131 wage cap). It rises to $4,222.21 for injuries on or after January 1, 2027. <span class=\"inline-source\">(<a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, AMW statutory maximum; A.R.S. 23-1045, 2026<\/a>)<\/span><\/li><li><span class=\"mono-value\">450 days<\/span> Average time to resolve the bad faith complaints state auditors reviewed, with the longest taking 832 days. <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106 (August 2026), 2025<\/a>)<\/span><\/li><\/ul><\/div>\n<nav class=\"toc\" aria-label=\"Table of contents\"><h2>Table of Contents<\/h2><ol><li><a href=\"#section-1\">How Many Workers&#8217; Comp Claims Does Arizona Get Each Year?<\/a><\/li><li><a href=\"#section-2\">Why Are Arizona Workers&#8217; Comp Hearings Rising While Claims Fall? 9.2 Per 100 Claims<\/a><\/li><li><a href=\"#section-3\">How Long Does an Arizona Workers&#8217; Comp Claim Take?<\/a><\/li><li><a href=\"#section-4\">How Much Does Arizona Workers&#8217; Comp Pay? $4,087 a Month at Most in 2026<\/a><\/li><li><a href=\"#section-5\">What Would a Phoenix or Mesa Worker Actually Get? Real Paycheck Examples<\/a><\/li><li><a href=\"#section-6\">What If Your Insurer Acts in Bad Faith or Your Employer Has No Coverage?<\/a><\/li><\/ol><\/nav>\n<section class=\"intro\"><p>If you get hurt on the job in Phoenix or Mesa, two questions come up fast: what will my workers&#8217; comp claim actually pay, and how long will it take? <br \/><br \/>Most pages that answer those questions are written by law firms and lean on generic national figures. <br \/><br \/>Arizona&#8217;s own numbers are buried in Industrial Commission annual reports, state statutes and a state audit published in August 2026.<\/p><p>We pulled those numbers together in one place. The trend that jumps out is not the one most people expect. <br \/><br \/>Fewer people are filing claims, and employers are paying less for coverage every year, yet disputes keep climbing. <br \/><br \/>Arizona held 9.2 workers&#8217; comp hearings for every 100 claims filed in fiscal year 2023, up from 5.4 in fiscal year 2019, even as claims fell by a third. <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report (calculated from claims filed and hearings held), 2023<\/a>)<\/span><\/p><p>This page covers how many claims Arizona gets, how often they end up in front of a judge, how long each step takes under the law and in practice, what a claim pays, and what that looks like on a real Phoenix area paycheck. <br \/><br \/>The Accident Doctors treat work injury patients at our Phoenix and Mesa clinics, and you can read how we handle <a href=\"https:\/\/accidentdoctorsaz.com\/phoenix-workers-compensation-claims\/\" target=\"_blank\" rel=\"noopener noreferrer\">workers&#8217; compensation claims in Phoenix<\/a> if you were just hurt.<\/p><\/section><br \/><br \/>\n<section id=\"section-1\" class=\"data-section\"><h2><span class=\"section-badge\">1<\/span> How Many Workers&#8217; Comp Claims Does Arizona Get Each Year?<\/h2><div class=\"answer-capsule\"><p>Arizona recorded <span class=\"mono-value\">62,803<\/span> workers&#8217; comp claims in fiscal year 2023, down from <span class=\"mono-value\">93,700<\/span> in fiscal year 2019, according to the Industrial Commission of Arizona <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report, 2023<\/a>)<\/span>. Claims dropped sharply in fiscal 2020 and have stayed near 65,000 a year since. Over the same stretch, employers saw <span class=\"mono-value\">12<\/span> straight yearly insurance rate cuts.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Claims filed, FY2019<\/td><td class=\"value\"><span class=\"mono-value\">93,700<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr><td>Claims filed, FY2020<\/td><td class=\"value\"><span class=\"mono-value\">69,237<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr><td>Claims filed, FY2021<\/td><td class=\"value\"><span class=\"mono-value\">64,970<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr><td>Claims filed, FY2022<\/td><td class=\"value\"><span class=\"mono-value\">65,139<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr><td>Claims filed, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">62,803<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report<\/a><\/td><\/tr><tr><td>Consecutive yearly rate cuts for employers<\/td><td class=\"value\"><span class=\"mono-value\">12<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI, Nov 2025<\/a><\/td><\/tr><tr><td>Rate cut effective January 1, 2026<\/td><td class=\"value\"><span class=\"mono-value\">6.7%<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI<\/a><\/td><\/tr><tr><td>Premium rate per $100 of payroll, 2006<\/td><td class=\"value\"><span class=\"mono-value\">$1.73<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26 (Oregon premium rate ranking)<\/a><\/td><\/tr><tr><td>Premium rate per $100 of payroll, 2022<\/td><td class=\"value\"><span class=\"mono-value\">$0.87<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26 (Oregon premium rate ranking)<\/a><\/td><\/tr><tr><td>Arizona premium rate rank (51 is cheapest)<\/td><td class=\"value\"><span class=\"mono-value\">44 of 51 (8th lowest)<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26<\/a><\/td><\/tr><\/tbody><\/table><\/div><div class=\"stat-callout blue\"><div class=\"stat-callout-value\">6.7%<\/div><div class=\"stat-callout-body\"><div class=\"stat-callout-text\">Arizona&#8217;s workers&#8217; comp rate cut for 2026, the twelfth cut in a row.<\/div><div class=\"stat-callout-source\">Insurance Journal, reporting Arizona DIFI, 2026<\/div><\/div><\/div><p>For employers, workers&#8217; comp in Arizona keeps getting cheaper. The average premium rate fell from <span class=\"mono-value\">$1.73<\/span> per $100 of payroll in 2006 to <span class=\"mono-value\">$0.87<\/span> in 2022, which ranked Arizona among the least expensive states in the country. The Arizona Department of Insurance and Financial Institutions approved another <span class=\"mono-value\">6.7%<\/span> cut for 2026. That market is large: <span class=\"mono-value\">335<\/span> insurers wrote about <span class=\"mono-value\">120,000<\/span> policies.<\/p><p>Fewer claims does not mean the injuries got easier to deal with. Falls, lifting strains and repetitive stress injuries still put Phoenix and Mesa workers out of work every week. Our guides to <a href=\"https:\/\/accidentdoctorsaz.com\/injuries\/workplace-fall\/\" target=\"_blank\" rel=\"noopener noreferrer\">workplace fall injuries<\/a> and <a href=\"https:\/\/accidentdoctorsaz.com\/prevention\/ergonomic-injuries\/\" target=\"_blank\" rel=\"noopener noreferrer\">ergonomic injuries<\/a> explain what these look like in the first days after they happen.<\/p><\/section><br \/><br \/>\n<section id=\"section-2\" class=\"data-section\"><h2><span class=\"section-badge\">2<\/span> Why Are Arizona Workers&#8217; Comp Hearings Rising While Claims Fall? 9.2 Per 100 Claims<\/h2><div class=\"answer-capsule\"><p>The Industrial Commission&#8217;s judges held <span class=\"mono-value\">5,787<\/span> hearings in fiscal year 2023, up from 5,101 in fiscal year 2019, while claims fell by a third <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report, 2023<\/a>)<\/span>. That works out to <span class=\"mono-value\">9.2<\/span> hearings for every 100 claims, up from <span class=\"mono-value\">5.4<\/span>. The rate rose every single year in between.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Hearings per 100 claims, FY2019<\/td><td class=\"value\"><span class=\"mono-value\">5.4<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr><td>Hearings per 100 claims, FY2020<\/td><td class=\"value\"><span class=\"mono-value\">6.9<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr><td>Hearings per 100 claims, FY2021<\/td><td class=\"value\"><span class=\"mono-value\">8.2<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr><td>Hearings per 100 claims, FY2022<\/td><td class=\"value\"><span class=\"mono-value\">8.6<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr><td>Hearings per 100 claims, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">9.2<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report (calculated from claims filed and hearings held)<\/a><\/td><\/tr><tr><td>Hearings held, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">5,787<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report<\/a><\/td><\/tr><tr><td>Judge-approved settlement awards, FY2019<\/td><td class=\"value\"><span class=\"mono-value\">691<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr><td>Judge-approved settlement awards, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">522<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr><td>Cases received by Commission judges, FY2025<\/td><td class=\"value\"><span class=\"mono-value\">6,068<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.30<\/a><\/td><\/tr><tr><td>Approved settlements where the worker had a lawyer, FY2020<\/td><td class=\"value\"><span class=\"mono-value\">61% (336 of 547)<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA, 2020 ALJ Hearing Process<\/a><\/td><\/tr><\/tbody><\/table><\/div><div class=\"stat-callout green\"><div class=\"stat-callout-value\">9.2<\/div><div class=\"stat-callout-body\"><div class=\"stat-callout-text\">Workers&#8217; comp hearings for every 100 claims filed in Arizona in fiscal year 2023, up from 5.4 four years earlier.<\/div><div class=\"stat-callout-source\">Industrial Commission of Arizona, 2023 Annual Report (calculated from claims filed and hearings held), 2023<\/div><\/div><\/div><div class=\"bar-chart\"><h4 class=\"bar-chart-title\">Hearings per 100 workers&#8217; comp claims in Arizona<\/h4><div class=\"bar-row\"><span class=\"bar-label\">Hearings per 100 claims, FY2019<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width: 59%; background: var(--color-primary);\">5.4<\/div><\/div><\/div><div class=\"bar-row\"><span class=\"bar-label\">Hearings per 100 claims, FY2020<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width: 75%; background: var(--color-primary);\">6.9<\/div><\/div><\/div><div class=\"bar-row\"><span class=\"bar-label\">Hearings per 100 claims, FY2021<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width: 89%; background: var(--color-primary);\">8.2<\/div><\/div><\/div><div class=\"bar-row\"><span class=\"bar-label\">Hearings per 100 claims, FY2022<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width: 93%; background: var(--color-primary);\">8.6<\/div><\/div><\/div><div class=\"bar-row\"><span class=\"bar-label\">Hearings per 100 claims, FY2023<\/span><div class=\"bar-track\"><div class=\"bar-fill\" style=\"width: 100%; background: var(--color-primary);\">9.2<\/div><\/div><\/div><\/div><p>A hearing is not the same thing as a disputed claim. One claim can need several hearings, for example one for the injured worker&#8217;s testimony and later ones for the doctors, and the same judges also hear some wage cases. Even so, the direction is clear, and the caseload has not let up: the Commission&#8217;s judges received <span class=\"mono-value\">6,068<\/span> new cases in fiscal year 2025.<\/p><p>Disputes in Arizona usually go to a hearing before an Industrial Commission judge, not to regular court. Settlements happen too, but a judge has to approve them, and approved settlements fell from <span class=\"mono-value\">691<\/span> to <span class=\"mono-value\">522<\/span> over the same period. When the Commission last published the breakdown, <span class=\"mono-value\">61% (336 of 547)<\/span> of approved full and final settlements involved a worker who had a lawyer. Our page on <a href=\"https:\/\/accidentdoctorsaz.com\/legal\/workers-compensation-attorney-benefits\/\" target=\"_blank\" rel=\"noopener noreferrer\">what a workers&#8217; compensation attorney does<\/a> walks through when that help makes sense.<\/p><\/section><br \/><br \/>\n<section id=\"section-3\" class=\"data-section\"><h2><span class=\"section-badge\">3<\/span> How Long Does an Arizona Workers&#8217; Comp Claim Take?<\/h2><div class=\"answer-capsule\"><p>Arizona law sets the clock. Insurers have <span class=\"mono-value\">21 days<\/span> to accept or deny a claim, wage checks do not cover the first <span class=\"mono-value\">7 days<\/span> off work, and workers have <span class=\"mono-value\">90 days<\/span> to request a hearing after a denial <span class=\"inline-source\">(<a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(M), 2026<\/a>)<\/span>. A judge must then decide within <span class=\"mono-value\">30 days<\/span> of a case being submitted, but a 2026 state audit found <span class=\"mono-value\">182<\/span> cases from fiscal 2025 that ran past that deadline.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Deadline to file a claim after an injury<\/td><td class=\"value\"><span class=\"mono-value\">1 year<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(A)<\/a><\/td><\/tr><tr><td>Insurer deadline to accept or deny<\/td><td class=\"value\"><span class=\"mono-value\">21 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(M)<\/a><\/td><\/tr><tr><td>Unpaid waiting period before wage checks<\/td><td class=\"value\"><span class=\"mono-value\">7 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/codes.findlaw.com\/az\/title-23-labor\/az-rev-st-sect-23-1062\/\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1062<\/a><\/td><\/tr><tr><td>Deadline to request a hearing after a notice<\/td><td class=\"value\"><span class=\"mono-value\">90 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/00947.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-947<\/a><\/td><\/tr><tr><td>Legal deadline for a first hearing when owed benefits were denied<\/td><td class=\"value\"><span class=\"mono-value\">60 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(J)<\/a><\/td><\/tr><tr><td>Days to first hearing in the two audited cases<\/td><td class=\"value\"><span class=\"mono-value\">79 and 99 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.30<\/a><\/td><\/tr><tr><td>Legal deadline for a judge&#8217;s decision<\/td><td class=\"value\"><span class=\"mono-value\">30 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-942(A), via Auditor General Report 26-106, p.30<\/a><\/td><\/tr><tr><td>FY2025 cases past the decision deadline<\/td><td class=\"value\"><span class=\"mono-value\">182<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106 (August 2026)<\/a><\/td><\/tr><tr><td>Longest decision in the audit sample<\/td><td class=\"value\"><span class=\"mono-value\">161 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Figure 1 p.31<\/a><\/td><\/tr><tr><td>Late decisions where the worker won benefits<\/td><td class=\"value\"><span class=\"mono-value\">5 of 6<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.31<\/a><\/td><\/tr><tr><td>Average decision time, substantive awards, FY2020<\/td><td class=\"value\"><span class=\"mono-value\">27 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA, 2020 ALJ Hearing Process<\/a><\/td><\/tr><\/tbody><\/table><\/div><div class=\"stat-callout amber\"><div class=\"stat-callout-value\">161 days<\/div><div class=\"stat-callout-body\"><div class=\"stat-callout-text\">The longest time state auditors found between a case being submitted and a judge&#8217;s decision, against a 30-day legal limit.<\/div><div class=\"stat-callout-source\">Arizona Auditor General, Report 26-106, Figure 1 p.31, 2025<\/div><\/div><\/div><p>The August 2026 audit by the Arizona Auditor General looked closely at cases that missed the deadline. In the sample it reviewed, late decisions took anywhere from 35 to <span class=\"mono-value\">161 days<\/span> after submission, and in <span class=\"mono-value\">5 of 6<\/span> late cases the worker ended up being awarded benefits such as medical, surgical or supportive care. That means care the worker was owed was held up while the paperwork sat. The Commission told auditors the most common reason first hearings slip is a party asking to postpone.<\/p><p>Arizona does not publish how many days it usually takes from an injury to the first check, so no one can give you a reliable average. What you can control is the start. Report the injury, get examined quickly, and keep copies of every notice. Our <a href=\"https:\/\/accidentdoctorsaz.com\/injuries\/accident-symptoms-checklist\/\" target=\"_blank\" rel=\"noopener noreferrer\">injury symptoms checklist<\/a> helps you write down what hurts before details fade, and our guide to the <a href=\"https:\/\/accidentdoctorsaz.com\/recovery\/healing-timeline\/\" target=\"_blank\" rel=\"noopener noreferrer\">healing timeline<\/a> shows what recovery usually looks like week by week.<\/p><\/section><br \/><br \/>\n<section id=\"section-4\" class=\"data-section\"><h2><span class=\"section-badge\">4<\/span> How Much Does Arizona Workers&#8217; Comp Pay? $4,087 a Month at Most in 2026<\/h2><div class=\"answer-capsule\"><p>While you cannot work, Arizona pays <span class=\"mono-value\">66 2\/3% of average monthly wage<\/span> <span class=\"inline-source\">(<a href=\"https:\/\/www.azleg.gov\/ars\/23\/01045.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1045, 2026<\/a>)<\/span>. The wage used is capped at <span class=\"mono-value\">$6,131.00<\/span> for 2026 injuries, so the most anyone can receive is <span class=\"mono-value\">$4,087.33<\/span> a month. For injuries on or after January 1, 2027, the cap rises to <span class=\"mono-value\">$6,333.32<\/span> and the maximum check to <span class=\"mono-value\">$4,222.21<\/span>.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Temporary total disability rate<\/td><td class=\"value\"><span class=\"mono-value\">66 2\/3% of average monthly wage<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01045.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1045<\/a><\/td><\/tr><tr><td>Average monthly wage cap, 2026 injuries<\/td><td class=\"value\"><span class=\"mono-value\">$6,131.00<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona<\/a><\/td><\/tr><tr><td>Maximum monthly check, 2026 injuries<\/td><td class=\"value\"><span class=\"mono-value\">$4,087.33<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, AMW statutory maximum; A.R.S. 23-1045<\/a><\/td><\/tr><tr><td>Average monthly wage cap, 2027 injuries<\/td><td class=\"value\"><span class=\"mono-value\">$6,333.32<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona<\/a><\/td><\/tr><tr><td>Maximum monthly check, 2027 injuries<\/td><td class=\"value\"><span class=\"mono-value\">$4,222.21<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: two thirds of ICA 2027 cap<\/a><\/td><\/tr><tr><td>Permanent injury rate for listed body parts<\/td><td class=\"value\"><span class=\"mono-value\">55% of average monthly wage<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, loss of an index finger<\/td><td class=\"value\"><span class=\"mono-value\">9<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, loss of a thumb<\/td><td class=\"value\"><span class=\"mono-value\">15<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, loss of a major hand<\/td><td class=\"value\"><span class=\"mono-value\">50<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, loss of a leg<\/td><td class=\"value\"><span class=\"mono-value\">50<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, loss of a major arm<\/td><td class=\"value\"><span class=\"mono-value\">60<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Months paid, complete loss of sight in one eye<\/td><td class=\"value\"><span class=\"mono-value\">25<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><\/tbody><\/table><\/div><div class=\"stat-callout purple\"><div class=\"stat-callout-value\">$4,087.33<\/div><div class=\"stat-callout-body\"><div class=\"stat-callout-text\">The largest monthly wage-loss check Arizona workers&#8217; comp pays for a 2026 injury.<\/div><div class=\"stat-callout-source\">Industrial Commission of Arizona, AMW statutory maximum; A.R.S. 23-1045, 2026<\/div><\/div><\/div><p>Wage-loss checks are only part of a claim. If an injury leaves a lasting loss, Arizona law lists specific body parts and pays <span class=\"mono-value\">55% of average monthly wage<\/span> for a set number of months, on top of the time-off checks. Losing a thumb pays <span class=\"mono-value\">15<\/span> months, a major hand <span class=\"mono-value\">50<\/span> and a major arm <span class=\"mono-value\">60<\/span>. Injuries to the back, neck or head are not on that list. They are paid based on how much the injury cuts your ability to earn, which is one reason those claims are disputed so often.<\/p><p>Medical care is the other part. Under Arizona workers&#8217; comp, the insurer pays for treatment related to the work injury, so the worker should not be paying out of pocket. Old injuries can complicate this when the insurer argues the pain came from something earlier, and our page on <a href=\"https:\/\/accidentdoctorsaz.com\/treatment\/pre-existing-conditions\/\" target=\"_blank\" rel=\"noopener noreferrer\">pre-existing conditions<\/a> explains how that plays out.<\/p><\/section><br \/><br \/>\n<section id=\"section-5\" class=\"data-section\"><h2><span class=\"section-badge\">5<\/span> What Would a Phoenix or Mesa Worker Actually Get? Real Paycheck Examples<\/h2><div class=\"answer-capsule\"><p>Using average Phoenix area pay from May 2025 federal wage data, a full-time warehouse or delivery worker earning <span class=\"mono-value\">$24.38<\/span> an hour would get about <span class=\"mono-value\">$2,817<\/span> a month while off work <span class=\"inline-source\">(<a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025, 2025<\/a>)<\/span>. A construction worker at <span class=\"mono-value\">$29.42<\/span> would get about <span class=\"mono-value\">$3,400<\/span>, and a nursing assistant or other healthcare support worker at <span class=\"mono-value\">$20.29<\/span> about <span class=\"mono-value\">$2,345<\/span>.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Phoenix area average hourly pay, all jobs<\/td><td class=\"value\"><span class=\"mono-value\">$33.48<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Occupational Employment and Wages in Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr><td>Average hourly pay, transportation and material moving<\/td><td class=\"value\"><span class=\"mono-value\">$24.38<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr><td>Average hourly pay, construction and extraction<\/td><td class=\"value\"><span class=\"mono-value\">$29.42<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr><td>Average hourly pay, healthcare support<\/td><td class=\"value\"><span class=\"mono-value\">$20.29<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr><td>Monthly wage-loss check, warehouse or delivery worker<\/td><td class=\"value\"><span class=\"mono-value\">$2,817<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $24.38 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr><td>Monthly wage-loss check, construction worker<\/td><td class=\"value\"><span class=\"mono-value\">$3,400<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $29.42 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr><td>Monthly wage-loss check, healthcare support worker<\/td><td class=\"value\"><span class=\"mono-value\">$2,345<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $20.29 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr><td>Index finger award, construction worker<\/td><td class=\"value\"><span class=\"mono-value\">$25,242<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from BLS May 2025 wage and A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr><td>Thumb award, warehouse or delivery worker<\/td><td class=\"value\"><span class=\"mono-value\">$34,863<\/span><\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from BLS May 2025 wage and A.R.S. 23-1044(B)<\/a><\/td><\/tr><\/tbody><\/table><\/div><p>These are illustrations, not quotes. Each one takes the federal average hourly pay for a job group, multiplies it by a full-time year of 2,080 hours, divides by 12 to get a monthly wage, and applies Arizona&#8217;s benefit rates. Your own average monthly wage is set from your actual earnings, and overtime, second jobs and short work histories all change it. All of these examples fall under the 2026 cap, so the cap only matters for higher earners.<\/p><p>The permanent injury examples show why an early medical record matters. A construction worker who loses an index finger would be owed about <span class=\"mono-value\">$25,242<\/span>, and a warehouse worker who loses a thumb about <span class=\"mono-value\">$34,863<\/span>. If an injury is not documented quickly and clearly, those amounts are easier to dispute. If you are not sure whether to go to an ER or a clinic first, our comparison of <a href=\"https:\/\/accidentdoctorsaz.com\/treatment\/emergency-room-vs-urgent-care\/\" target=\"_blank\" rel=\"noopener noreferrer\">the emergency room and urgent care<\/a> can help.<\/p><\/section><br \/><br \/>\n<section id=\"section-6\" class=\"data-section\"><h2><span class=\"section-badge\">6<\/span> What If Your Insurer Acts in Bad Faith or Your Employer Has No Coverage?<\/h2><div class=\"answer-capsule\"><p>Arizona penalizes insurers that unreasonably delay, underpay or cut off benefits. The Industrial Commission received <span class=\"mono-value\">1,268<\/span> bad faith complaints in fiscal 2024 and 2025 and found <span class=\"mono-value\">74<\/span> proven, but the complaints auditors reviewed took <span class=\"mono-value\">450 days<\/span> on average to resolve <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.47, 2025<\/a>)<\/span>. Workers whose employer had no insurance are paid through a state Special Fund instead.<\/p><\/div><div class=\"data-table-container\"><table class=\"metric-table sortable\"><thead><tr><th>METRIC<\/th><th>VALUE<\/th><th>SOURCE<\/th><\/tr><\/thead><tbody><tr><td>Bad faith complaints, FY2024 and FY2025<\/td><td class=\"value\"><span class=\"mono-value\">1,268<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.47<\/a><\/td><\/tr><tr><td>Bad faith complaints proven<\/td><td class=\"value\"><span class=\"mono-value\">74<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.47<\/a><\/td><\/tr><tr><td>Average time to resolve audited complaints<\/td><td class=\"value\"><span class=\"mono-value\">450 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106 (August 2026)<\/a><\/td><\/tr><tr><td>Longest audited complaint<\/td><td class=\"value\"><span class=\"mono-value\">832 days<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Figure 2 p.48<\/a><\/td><\/tr><tr><td>Penalty when bad faith is proven<\/td><td class=\"value\"><span class=\"mono-value\">25% of benefits owed or $500, whichever is greater<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-930(B), via Auditor General Report 26-106<\/a><\/td><\/tr><tr><td>Claims from workers with uninsured employers, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">498<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.29<\/a><\/td><\/tr><tr><td>Claims from workers with uninsured employers, FY2025<\/td><td class=\"value\"><span class=\"mono-value\">516<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106<\/a><\/td><\/tr><tr><td>Paid to workers of uninsured employers, FY2016 to FY2025<\/td><td class=\"value\"><span class=\"mono-value\">$73,420,856<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Table 3 p.a-3<\/a><\/td><\/tr><tr><td>Employers reported for possibly lacking coverage, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">1,309<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.33<\/a><\/td><\/tr><tr><td>Civil penalties issued to uninsured employers, FY2023<\/td><td class=\"value\"><span class=\"mono-value\">22<\/span><\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.34<\/a><\/td><\/tr><\/tbody><\/table><\/div><div class=\"stat-callout blue\"><div class=\"stat-callout-value\">$73,420,856<\/div><div class=\"stat-callout-body\"><div class=\"stat-callout-text\">Paid by the state&#8217;s Special Fund to injured workers whose employers broke the law by not carrying workers&#8217; comp.<\/div><div class=\"stat-callout-source\">Arizona Auditor General, Report 26-106, Table 3 p.a-3, 2025<\/div><\/div><\/div><p>Bad faith under Arizona law covers more than late checks. It includes misleading an injured worker and unreasonably interfering with a worker&#8217;s right to choose their attending physician. When a complaint is proven, the insurer owes a penalty of <span class=\"mono-value\">25% of benefits owed or $500, whichever is greater<\/span> on top of the benefits. The catch is time: the longest complaint auditors reviewed stayed open <span class=\"mono-value\">832 days<\/span>, and the Commission told auditors it expected to hire another Claims Division staff member in 2026 to help process them.<\/p><p>If your employer had no coverage, you are not out of luck. The Special Fund received <span class=\"mono-value\">516<\/span> of these claims in fiscal 2025 and decided nearly all of them within 21 days, and it has paid <span class=\"mono-value\">$73,420,856<\/span> to these workers since fiscal 2016. The Accident Doctors see work injury patients the same day at our Phoenix and Mesa clinics, bill workers&#8217; comp directly so you pay nothing out of pocket, and can refer you to a workers&#8217; comp attorney with no upfront fees. See our <a href=\"https:\/\/accidentdoctorsaz.com\/zero-cost-accident-medical-care-program\/\" target=\"_blank\" rel=\"noopener noreferrer\">zero cost accident medical care program<\/a> or call or text (602) 632-0000. Weekend visits are by appointment.<\/p><\/section><\/article>\n\n\n<style>.kb-image2840_673f17-97 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2840_673f17-97 size-full\"><img decoding=\"async\" width=\"1024\" height=\"765\" src=\"https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all\" alt=\"Key Arizona workers' compensation statistics from state data\" class=\"kb-img wp-image-2842\" srcset=\"https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all 1024w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics-300x224.jpg?strip=all 300w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics-768x574.jpg?strip=all 768w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics-16x12.jpg?strip=all 16w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=102 102w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=204 204w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=409 409w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=512 512w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=614 614w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=716 716w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=819 819w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Key-Arizona-workers-compensation-statistics.jpg?strip=all&amp;w=921 921w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<section class=\"interactive-section\"><h2>Explore every figure in this article<\/h2><div class=\"interactive-widget\"><div class=\"explorer\"><div class=\"explorer-controls\"><input type=\"search\" id=\"dgm-q\" placeholder=\"Filter the data...\" aria-label=\"Filter the data\"><select id=\"dgm-s\" aria-label=\"Section\"><option value=\"\">All sections<\/option><option value=\"Bad faith and uninsured employers\">Bad faith and uninsured employers<\/option><option value=\"Claims and disputes\">Claims and disputes<\/option><option value=\"How long it takes\">How long it takes<\/option><option value=\"Phoenix paycheck examples\">Phoenix paycheck examples<\/option><option value=\"What a claim pays\">What a claim pays<\/option><option value=\"What employers pay\">What employers pay<\/option><\/select><span id=\"dgm-n\" class=\"explorer-count\"><\/span><\/div><table class=\"metric-table sortable\" id=\"dgm-t\"><thead><tr><th data-sort=\"string\">Metric<\/th><th data-sort=\"number\">Value<\/th><th data-sort=\"number\">Year<\/th><th data-sort=\"string\">Source<\/th><\/tr><\/thead><tbody><tr data-section=\"Claims and disputes\"><td>Claims filed, FY2019<\/td><td class=\"value\">93,700<\/td><td>2019<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Claims filed, FY2020<\/td><td class=\"value\">69,237<\/td><td>2020<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Claims filed, FY2021<\/td><td class=\"value\">64,970<\/td><td>2021<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Claims filed, FY2022<\/td><td class=\"value\">65,139<\/td><td>2022<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.23<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings held, FY2020<\/td><td class=\"value\">4,755<\/td><td>2020<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings held, FY2021<\/td><td class=\"value\">5,328<\/td><td>2021<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings held, FY2022<\/td><td class=\"value\">5,579<\/td><td>2022<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings per 100 claims, FY2019<\/td><td class=\"value\">5.4<\/td><td>2019<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings per 100 claims, FY2020<\/td><td class=\"value\">6.9<\/td><td>2020<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings per 100 claims, FY2021<\/td><td class=\"value\">8.2<\/td><td>2021<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings per 100 claims, FY2022<\/td><td class=\"value\">8.6<\/td><td>2022<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Hearings per 100 claims, FY2023<\/td><td class=\"value\">9.2<\/td><td>2023<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from ICA 2023 Annual Report<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Judge-approved settlement awards, FY2023<\/td><td class=\"value\">522<\/td><td>2023<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Judge-approved settlement awards, FY2019<\/td><td class=\"value\">691<\/td><td>2019<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.32<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Cases received by the ICA judges, FY2025<\/td><td class=\"value\">6,068<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.30<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Legal deadline for a judge&#x27;s decision after a case is submitted<\/td><td class=\"value\">30 days<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-942(A), via Auditor General Report 26-106, p.30<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Longest decision in the auditors&#x27; sample<\/td><td class=\"value\">161 days<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Figure 1 p.31<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Late decisions in the sample where the worker was awarded benefits<\/td><td class=\"value\">5 of 6<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.31<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Legal deadline for a first hearing when a worker was denied benefits owed<\/td><td class=\"value\">60 days<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(J)<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Days to first hearing in the two sampled cases<\/td><td class=\"value\">79 and 99 days<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.30<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Insurer deadline to accept or deny a claim<\/td><td class=\"value\">21 days<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(M)<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Unpaid waiting period before wage benefits start<\/td><td class=\"value\">7 days<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/codes.findlaw.com\/az\/title-23-labor\/az-rev-st-sect-23-1062\/\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1062<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Deadline to file a workers&#x27; comp claim<\/td><td class=\"value\">1 year<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061(A)<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Deadline to request a hearing after a notice<\/td><td class=\"value\">90 days<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/00947.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-947<\/a><\/td><\/tr><tr data-section=\"How long it takes\"><td>Average judge decision time for substantive awards, FY2020<\/td><td class=\"value\">27 days<\/td><td>2020<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA, 2020 ALJ Hearing Process<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Bad faith complaints received or generated, FY2024 and FY2025<\/td><td class=\"value\">1,268<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.47<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Bad faith complaints substantiated<\/td><td class=\"value\">74<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, p.47<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Longest bad faith complaint in the sample<\/td><td class=\"value\">832 days<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Figure 2 p.48<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Penalty when bad faith is proven<\/td><td class=\"value\">25% of benefits owed or $500, whichever is greater<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-930(B), via Auditor General Report 26-106<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Claims from workers whose employer had no comp insurance, FY2023<\/td><td class=\"value\">498<\/td><td>2023<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.29<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>No-insurance claims received, FY2025<\/td><td class=\"value\">516<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Paid to workers of uninsured employers through the Special Fund, FY2016 to FY2025<\/td><td class=\"value\">$73,420,856<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, Table 3 p.a-3<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Coverage referrals (employers reported for possibly lacking insurance), FY2023<\/td><td class=\"value\">1,309<\/td><td>2023<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.33<\/a><\/td><\/tr><tr data-section=\"Bad faith and uninsured employers\"><td>Civil penalties issued to uninsured employers, FY2023<\/td><td class=\"value\">22<\/td><td>2023<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report, p.34<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Temporary total disability rate<\/td><td class=\"value\">66 2\/3% of average monthly wage<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.azleg.gov\/ars\/23\/01045.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1045<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Average monthly wage cap, injuries in 2026<\/td><td class=\"value\">$6,131.00<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Average monthly wage cap, injuries in 2027<\/td><td class=\"value\">$6,333.32<\/td><td>2027<\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Maximum monthly temporary total disability, 2027 injuries<\/td><td class=\"value\">$4,222.21<\/td><td>2027<\/td><td class=\"source\"><a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: two thirds of ICA 2027 cap<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Scheduled permanent injury rate<\/td><td class=\"value\">55% of average monthly wage<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for loss of an index finger<\/td><td class=\"value\">9<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for loss of a thumb<\/td><td class=\"value\">15<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for loss of a major hand<\/td><td class=\"value\">50<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for loss of a major arm<\/td><td class=\"value\">60<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for loss of a leg<\/td><td class=\"value\">50<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What a claim pays\"><td>Months paid for complete loss of sight in one eye<\/td><td class=\"value\">25<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Phoenix area mean hourly wage, all jobs, May 2025<\/td><td class=\"value\">$33.48<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Occupational Employment and Wages in Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Phoenix area mean hourly wage, transportation and material moving<\/td><td class=\"value\">$24.38<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Phoenix area mean hourly wage, construction and extraction<\/td><td class=\"value\">$29.42<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Phoenix area mean hourly wage, healthcare support<\/td><td class=\"value\">$20.29<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">BLS, Phoenix-Mesa-Chandler, May 2025<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Monthly wage-loss check, warehouse or delivery worker at the group average<\/td><td class=\"value\">$2,817<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $24.38 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Monthly wage-loss check, construction worker at the group average<\/td><td class=\"value\">$3,400<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $29.42 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Monthly wage-loss check, healthcare support worker at the group average<\/td><td class=\"value\">$2,345<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated: $20.29 x 2,080 hours \/ 12 x 66 2\/3%<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Index finger award, construction worker at the group average (9 months at 55%)<\/td><td class=\"value\">$25,242<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from BLS May 2025 wage and A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"Phoenix paycheck examples\"><td>Thumb award, warehouse or delivery worker at the group average (15 months at 55%)<\/td><td class=\"value\">$34,863<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Calculated from BLS May 2025 wage and A.R.S. 23-1044(B)<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Consecutive yearly workers&#x27; comp rate cuts in Arizona<\/td><td class=\"value\">12<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI, Nov 2025<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Rate cut effective January 1, 2026<\/td><td class=\"value\">6.7%<\/td><td>2026<\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Workers&#x27; comp policies written<\/td><td class=\"value\">120,000<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Insurers writing those policies<\/td><td class=\"value\">335<\/td><td>2025<\/td><td class=\"source\"><a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Journal, reporting Arizona DIFI<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Premium rate per $100 of payroll, 2006<\/td><td class=\"value\">$1.73<\/td><td>2006<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26 (Oregon premium rate ranking)<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Premium rate per $100 of payroll, 2022<\/td><td class=\"value\">$0.87<\/td><td>2022<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26 (Oregon premium rate ranking)<\/a><\/td><\/tr><tr data-section=\"What employers pay\"><td>Arizona rank for premium rates, 2022 (51 = cheapest)<\/td><td class=\"value\">44 of 51 (8th lowest)<\/td><td>2022<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA 2023 Annual Report p.26<\/a><\/td><\/tr><tr data-section=\"Claims and disputes\"><td>Share of approved full and final settlements where the worker had a lawyer, FY2020<\/td><td class=\"value\">61% (336 of 547)<\/td><td>2020<\/td><td class=\"source\"><a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ICA, 2020 ALJ Hearing Process<\/a><\/td><\/tr><\/tbody><\/table><\/div><\/div><\/section>\n\n\n<style>.kb-image2840_6b6986-06 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2840_6b6986-06 size-full\"><img decoding=\"async\" width=\"1024\" height=\"765\" src=\"https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all\" alt=\"Arizona workers' comp claims fell while hearings per 100 claims rose from 2019 to 2023\" class=\"kb-img wp-image-2843\" srcset=\"https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all 1024w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose-300x224.jpg?strip=all 300w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose-768x574.jpg?strip=all 768w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose-16x12.jpg?strip=all 16w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=102 102w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=204 204w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=409 409w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=512 512w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=614 614w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=716 716w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=819 819w, https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/Arizona-workers-comp-claims-fell-while-hearings-per-100-claims-rose.jpg?strip=all&amp;w=921 921w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<section class=\"methodology\"><h2>Methodology<\/h2><p>Claims and hearing counts come from the Industrial Commission of Arizona&#8217;s 2022 and 2023 annual reports, read from the charts in each report. <br \/><br \/>Fiscal years run July 1 to June 30. Hearings per 100 claims is our calculation: hearings held divided by claims filed in the same fiscal year. <br \/><br \/>Hearings are not the same as disputed claims, since one claim can have several hearings and the Commission&#8217;s judges also hear some wage cases. <br \/><br \/>Some charts in the 2023 report carry year labels that are shifted one year from the 2022 report; we did not use those charts. <br \/><br \/>Deadline, delay, bad faith and Special Fund figures come from the Arizona Auditor General&#8217;s August 2026 sunset review of the Commission. <br \/><br \/>The audit&#8217;s timing figures describe samples of cases that missed deadlines, not every case. <br \/><br \/>Benefit rules come from Arizona Revised Statutes and the Commission&#8217;s published wage caps. Paycheck examples apply those rules to Bureau of Labor Statistics May 2025 average hourly pay for broad job groups in the Phoenix-Mesa-Chandler area, assuming full-time work of 2,080 hours a year; they are illustrations, not a calculation of any person&#8217;s claim. <br \/><br \/>Arizona does not publish insurer denial rates, average claim costs, average settlements or the typical time from injury to first check, so this page does not estimate them. <br \/><br \/>The Commission, the Auditor General PDF, FindLaw and some state pages block automated checks, so we confirmed those figures by reading each document directly. The recency check for this page used web search only.<\/p><ul><li><strong>Sources consulted:<\/strong> n\/a<\/li><li><strong>Sources cited:<\/strong> 11<\/li><li><strong>Data freshness:<\/strong> not recorded<\/li><li><strong>Data range:<\/strong> n\/a<\/li><li><strong>Research date:<\/strong> 2026-11-06<\/li><li><strong>Update schedule:<\/strong> Yearly, when ICA publishes a new annual report and the wage cap changes each January<\/li><li><strong>Limitations:<\/strong> ICA fiscal years run July to June. Hearings are not the same as disputed claims; one claim can have more than one hearing, and the ALJ Division also hears some wage cases. Some 2023 annual report charts carry year labels shifted from the 2022 report; those charts (average monthly wage awards, loss of earning capacity awards, ALJ referrals, employers insured) are not used. The auditors&#x27; timing figures come from samples of late cases, not all cases. Paycheck examples use BLS group averages for full-time work (2,080 hours) and are illustrations, not a quote of any claim. Arizona does not publish denial rates, average claim costs, average settlements, or time to first check.<\/li><\/ul><\/section>\n<section class=\"faq-section\"><h2>Frequently Asked Questions<\/h2><details><summary>How many workers&#x27; comp claims are filed in Arizona each year?<\/summary><div><p>The Industrial Commission of Arizona reported 62,803 workers&#x27; comp claims filed in fiscal year 2023, down from 93,700 in fiscal year 2019. Arizona does not publish how many of those claims insurers deny. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona, 2023 Annual Report, 2023<\/a>)<\/span><\/p><\/div><\/details><details><summary>How much does Arizona workers&#x27; comp pay while I am off work?<\/summary><div><p>Arizona pays 66 2\/3% of your average monthly wage while you cannot work, after an unpaid 7-day wait. For 2026 injuries the wage used is capped at $6,131, so the most anyone receives is $4,087.33 a month. For injuries on or after January 1, 2027, the cap rises to $6,333.32. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">Industrial Commission of Arizona; A.R.S. 23-1045, 2026<\/a>)<\/span><\/p><\/div><\/details><details><summary>How long does the insurer have to accept or deny my Arizona workers&#x27; comp claim?<\/summary><div><p>Arizona law gives the insurance carrier or self-insured employer 21 days after it receives notice of the claim to accept or deny it. If the claim is denied, you have 90 days from the notice to ask the Industrial Commission for a hearing. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1061 and 23-947, 2026<\/a>)<\/span><\/p><\/div><\/details><details><summary>How long does a workers&#x27; comp hearing take in Arizona?<\/summary><div><p>The law says a Commission judge must decide within 30 days after a case is submitted. An August 2026 state audit found 182 cases from fiscal year 2025 that missed that deadline, and the slowest case it reviewed took 161 days. The Commission received 6,068 judge cases that year. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, 2025<\/a>)<\/span><\/p><\/div><\/details><details><summary>What is a permanent injury worth under Arizona workers&#x27; comp?<\/summary><div><p>For listed body parts, Arizona pays 55% of your average monthly wage for a set number of months: 9 months for an index finger, 15 for a thumb, 50 for a major hand or a leg, and 60 for a major arm. Back, neck and head injuries are paid differently, based on lost earning capacity. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">A.R.S. 23-1044, 2026<\/a>)<\/span><\/p><\/div><\/details><details><summary>What if my employer did not have workers&#x27; comp insurance?<\/summary><div><p>You can still be paid. The Industrial Commission&#x27;s Special Fund pays workers whose employers broke the law by not carrying coverage. It received 516 of these claims in fiscal year 2025 and paid $73.4 million to these workers from fiscal 2016 through 2025. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, 2025<\/a>)<\/span><\/p><\/div><\/details><details><summary>Can I choose my own doctor for an Arizona workers&#x27; comp claim?<\/summary><div><p>Arizona law treats unreasonable interference with a worker&#x27;s right to choose their attending physician as bad faith, and a proven bad faith complaint carries a penalty of 25% of the benefits owed or $500, whichever is greater. The Accident Doctors treat work injuries at clinics in Phoenix (4338 W Thomas Rd) and Mesa (1155 S Country Club Dr) with no out-of-pocket cost; call or text (602) 632-0000. <span class=\"inline-source\">(<a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Arizona Auditor General, Report 26-106, 2026<\/a>)<\/span><\/p><\/div><\/details><\/section>\n<section class=\"sources-section\"><h2>Sources &amp; References<\/h2><ol class=\"source-list\"><li id=\"source-1\"><cite>Industrial Commission of Arizona<\/cite>. &#8220;2023 Annual Report.&#8221; <a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">azica.gov\/sites\/default\/files\/2025-09\/2023%20Annual%20Report.pdf<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-2\"><cite>Arizona Auditor General<\/cite>. &#8220;Industrial Commission of Arizona, Sunset Review, Report 26-106.&#8221; <a href=\"https:\/\/www.azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">azauditor.gov\/sites\/default\/files\/2026-08\/26-106_Report_4.pdf<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-3\"><cite>Industrial Commission of Arizona<\/cite>. &#8220;Average Monthly Wage Statutory Maximum.&#8221; <a href=\"https:\/\/azica.gov\/claims-amw-statutory-maximum-information-page\" target=\"_blank\" rel=\"noopener noreferrer\">azica.gov\/claims-amw-statutory-maximum-information-page<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-4\"><cite>Industrial Commission of Arizona<\/cite>. &#8220;2020 ALJ Hearing Process.&#8221; <a href=\"https:\/\/www.azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">azica.gov\/sites\/default\/files\/media\/2020%20ALJ%20Hearing%20Process.pdf<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-5\"><cite>Insurance Journal<\/cite>. &#8220;Arizona Workers&#x27; Comp Rates Fall for a 12th Straight Year.&#8221; <a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm\" target=\"_blank\" rel=\"noopener noreferrer\">insurancejournal.com\/news\/west\/2025\/11\/17\/847715.htm<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-6\"><cite>U.S. Bureau of Labor Statistics<\/cite>. &#8220;Occupational Employment and Wages in Phoenix-Mesa-Chandler, May 2025.&#8221; <a href=\"https:\/\/www.bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20260618.htm\" target=\"_blank\" rel=\"noopener noreferrer\">bls.gov\/regions\/west\/news-release\/2026\/occupationalemploymentandwages_phoenix_20<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-7\"><cite>Arizona Legislature<\/cite>. &#8220;A.R.S. 23-1044, Compensation for partial disability.&#8221; <a href=\"https:\/\/azleg.gov\/ars\/23\/01044.htm\" target=\"_blank\" rel=\"noopener noreferrer\">azleg.gov\/ars\/23\/01044.htm<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-8\"><cite>Arizona Legislature<\/cite>. &#8220;A.R.S. 23-1045, Compensation for total disability.&#8221; <a href=\"https:\/\/www.azleg.gov\/ars\/23\/01045.htm\" target=\"_blank\" rel=\"noopener noreferrer\">azleg.gov\/ars\/23\/01045.htm<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-9\"><cite>Arizona Legislature<\/cite>. &#8220;A.R.S. 23-1061, Notice of accident; claims.&#8221; <a href=\"https:\/\/www.azleg.gov\/ars\/23\/01061.htm\" target=\"_blank\" rel=\"noopener noreferrer\">azleg.gov\/ars\/23\/01061.htm<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-10\"><cite>Arizona Legislature<\/cite>. &#8220;A.R.S. 23-947, Time within which hearing must be requested.&#8221; <a href=\"https:\/\/www.azleg.gov\/ars\/23\/00947.htm\" target=\"_blank\" rel=\"noopener noreferrer\">azleg.gov\/ars\/23\/00947.htm<\/a>. Accessed 2026-11-06.<\/li><li id=\"source-11\"><cite>FindLaw<\/cite>. &#8220;A.R.S. 23-1062, Medical, surgical, hospital benefits; compensation.&#8221; <a href=\"https:\/\/codes.findlaw.com\/az\/title-23-labor\/az-rev-st-sect-23-1062\/\" target=\"_blank\" rel=\"noopener noreferrer\">codes.findlaw.com\/az\/title-23-labor\/az-rev-st-sect-23-1062\/<\/a>. Accessed 2026-11-06.<\/li><\/ol><\/section>\n<script>\n(function(){var q=document.getElementById('dgm-q'),s=document.getElementById('dgm-s'),t=document.getElementById('dgm-t'),n=document.getElementById('dgm-n');if(!q||!t)return;function run(){var v=q.value.toLowerCase(),sec=s.value,c=0;t.querySelectorAll('tbody tr').forEach(function(r){var ok=(!sec||r.dataset.section===sec)&&(!v||r.textContent.toLowerCase().indexOf(v)>-1);r.style.display=ok?'':'none';if(ok)c++;});n.textContent=c+' rows';}q.addEventListener('input',run);s.addEventListener('change',run);run();})();\ndocument.querySelectorAll('.sortable th[data-sort]').forEach(function(th){th.style.cursor='pointer';th.addEventListener('click',function(){var table=th.closest('table'),tbody=table.querySelector('tbody'),rows=Array.prototype.slice.call(tbody.querySelectorAll('tr')),idx=Array.prototype.indexOf.call(th.parentNode.children,th),type=th.dataset.sort,asc=th.dataset.dir!=='asc';th.parentNode.querySelectorAll('th').forEach(function(h){delete h.dataset.dir;});th.dataset.dir=asc?'asc':'desc';rows.sort(function(a,b){var av=a.children[idx].textContent.trim(),bv=b.children[idx].textContent.trim();if(type==='number'){av=parseFloat(av.replace(\/[^0-9.-]\/g,''))||0;bv=parseFloat(bv.replace(\/[^0-9.-]\/g,''))||0;return asc?av-bv:bv-av;}return asc?av.localeCompare(bv):bv.localeCompare(av);});rows.forEach(function(r){tbody.appendChild(r);});});});\n<\/script>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>9.2 Arizona held 9.2 workers&#8217; comp hearings for every 100 claims filed in fiscal year 2023, up from 5.4 in fiscal year 2019, even as claims fell by a third. Source: Industrial Commission of Arizona, 2023 Annual Report (calculated from claims filed and hearings held) (2023) KEY TAKEAWAYS 62,803 Workers&#8217; comp claims filed in Arizona&#8230;<\/p>","protected":false},"author":1,"featured_media":2841,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"_kad_post_transparent":"disable","_kad_post_title":"hide","_kad_post_layout":"narrow","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"hide","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-2840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal"],"taxonomy_info":{"category":[{"value":12,"label":"Legal"}]},"featured_image_src_large":["https:\/\/cdn.accidentdoctorsaz.com\/wp-content\/uploads\/2026\/11\/lower-back-injured-Phoenix-warehouse-worker.jpg?strip=all",1024,765,true],"author_info":{"display_name":"markastafford1979","author_link":"https:\/\/accidentdoctorsaz.com\/es\/author\/markstafford\/"},"comment_info":0,"category_info":[{"term_id":12,"name":"Legal","slug":"legal","term_group":0,"term_taxonomy_id":12,"taxonomy":"category","description":"","parent":0,"count":13,"filter":"raw","cat_ID":12,"category_count":13,"category_description":"","cat_name":"Legal","category_nicename":"legal","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/posts\/2840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/comments?post=2840"}],"version-history":[{"count":3,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/posts\/2840\/revisions"}],"predecessor-version":[{"id":2846,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/posts\/2840\/revisions\/2846"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/media\/2841"}],"wp:attachment":[{"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/media?parent=2840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/categories?post=2840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/accidentdoctorsaz.com\/es\/wp-json\/wp\/v2\/tags?post=2840"}],"curies":[{"name":"Gracias","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}